Health Insurance –
Definition of related terms, words and topics
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Lifetime Maximum
A cap on the benefits paid for the duration of a health insurance policy. Many policies have a lifetime limit of $5 million, which means that the insurer agrees to cover up to $5 million in covered services over the life of the policy. Once the $5 million maximum is reached, no additional benefits are payable.
Limited Policy
A policy that covers only specified accidents or sicknesses (e.g. a cancer policy).
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